Update: Spousal Social Security benefit stops growing at age 67

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What's new since we last covered this: Spousal benefit no-growth threshold clarified (max at 67, not 70).

Adam M. Grossman, founder of Mayport, points out that spousal Social Security benefits reach their maximum at full retirement age (FRA) — currently 67 for most people — and do not continue to grow after that. This is different from a worker's own retirement benefit, which keeps increasing up to age 70. Anyone who plans to claim on a spouse's record should claim at 67, not wait, because waiting past FRA produces no additional benefit.